Are you self employed and thinking about getting a home loan? Lenders will vary greatly in the way they treat self employed applicants. There are a variety of factors involved in a self employed application. They are often more complex than home loan applications for those whom are payg. Why Self Employed Applicants Need
Are you a property owner, planning on making another purchase? You may want to use equity from your current property as a deposit for the next one. This is also known as getting “cash out” for a deposit. While this is a relatively common process, it can also be a complex one. A little planning and forethought can go a long way to making it easier.
During the last year buy now, pay later services, such as Afterpay and Zippay, have become very popular. Many people find these services very helpful for paying off appliances, clothing and more. But did you know that they can affect your home loan application.
There is a lot of confusion around getting a home loan as a permanent resident. Luckily, at Bee Finance Savvy, we’re familiar with the process! So we’re able to make it a little easier for our clients. Let’s answer some of the most common questions people have about this situation.
One of the key areas lenders look at when you apply for a home loan, is your employment. Most people realise that it’s best to have held a job for a while, before applying. But what you may not know, is that changes to your employment, even when staying with the same employer, can have a negative impact.
We are committed to changing the face of finance brokers. We know how important your goals are, and understand the importance of getting the most out of your loan, without paying unnecessary interest or charges. Our goal is to help you, within your own unique situation, to achieve the greatest savings possible.