Are you looking to refinance your property to achieve a better interest rate? There are multiple things to consider. Each lender will view incomes differently, such as bonuses, overtime, length of employment and self employed income. However, it is also handy to compare loan features, your requirements, and any additional fees that can be involved with your refinance.
For example if you are moving from a basic loan product to a package loan this may have an annual fee. It is important to compare costs associated with the reduced interest rate.
We can assist you with this and all of your refinance questions. Contact us to find out more about the true cost of your loan, and to discuss your requirements.