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Not in a hurry to buy your next home?

Not in a hurry to buy your next home?

When people are in the initial stages of looking for a property to buy, many of them don’t have a home loan approval
in place. Today, we’re going to talk about why you should take a different approach.

So you want to buy a property…When people are in the initial stages of looking for a property to buy, many of them don't have a home loan approval in place. Today, we're going to talk about why you should take a different approach.

Are you contemplating buying another property, looking around at the market and on
line listings, but haven’t organised your finances? Maybe, like many buyers, you’re waiting to find the perfect property before you take the next step.

Its important to realise that planing and for-thought are crucial. With the current property market, homes are snapped up reasonably quickly. Imagine finding your dream property, within your budget, only to have it slip away because obtaining your home loan approval took too long.

This doesn’t have to happen to you!

Getting your home loan approval early

It is always a good idea to have your finances in order before you are looking at properties. This includes securing an approval. Many people worry that if they do this, they have to rush into buying before their approval expires. But approvals usually last up to three months. Also, they are easy to renew, and even extend for an extra six months.

You can turn your dream into a reality, by getting your approval up front. Before you start hunting for a property, speak to an experienced finance broker. They can help you plan how much you can afford to borrow and what size deposit you’ll need. Taking these simple steps can avoid so much stress and disappointment.

Having plenty of time available with your approval on hand, will give you the peace of mind to shop for a property with confidence. You’ll know what markets are within your price range, while having the flexibility to make an offer should you find a property you love.

If you are browsing property listings but not sure where you currently stand, speak to Desiree at Bee Finance Savvy on 0455 131 937, 1300 140 554 or enquiries@beefinancesavvy.com.au to get you confident about which properties you can safely make an offer on.

More about Bee Finance Savvy

We understand that before you commit to a broker, it’s only natural that you’d want to learn more about them! If you’d like to hear what some of our happy customers have said about us and our services, you can read our WOMO reviews here: https://www.womo.com.au/reviews/Bee-Finance-Savvy-Miranda

Would you like to read more from Bee Finance Savvy? You may enjoy this article: https://beefinancesavvy.com.au/lawyers-accountants-doctors-home-loan/

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