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    2017
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Helping first home buyers plan for their goals

Helping first home buyers plan for their goals

Buying your first home is a very special milestone. As property prices continue to rise, reaching this goal is becoming more difficult for many people. In addition, lender policies and government legislation have become stricter. At Bee Finance Savvy, we pride ourselves in helping first home buyers reach their goals.

How Bee Finance Savvy helps first home buyersfirst home buyers sutherland shire finance broker Bee Finance Savvy

We help make it easier for first home buyers to purchase a property in a number of ways.

Firstly, we help you work out exactly how much you need to save. This includes not just a deposit, but also stamp duty. If you need to borrow more than 80%, you will also need mortgage insurance. This is an important step on the way to owning your first home, and it’s crucial to get it right.

Secondly, Bee Finance Savvy will determine how your borrowing capacity can be increased. Simply put – we help you borrow more. We can do this by minimising your current debts. Sometimes this can be as simple as closing some of your credit cards – even if you don’t owe anything on them. Banks count your borrowing limit on credit cards as a debt.

For example, if you have a credit card limit of $10,000.00, a bank will consider that a $10,000.00 debt, even if you don’t owe a cent.

Thirdly, we help you explore all your options. One thing we often discuss with clients, is whether any family members are in a position to help. For example, a small financial contribution from your parents can increase your deposit. This can help you avoid needing mortgage insurance, preventing unnecessary expense.

What’s the next step?

If you want to buy your first home, your next step is simple – contact Bee Finance Savvy! We’re based in the Sutherland Shire, but we’re happy to help clients across the entire country. You can call our friendly broker Desiree on 1300 140 554 or 0455 131 937 . You can also reach Desiree at enquiries@beefinancesavvy.com.au .

Desiree will provide you with a free, upfront consultation to discuss your goals and circumstances. We’ll set you on the path to owning your first home and guide you through the process. We look forward to hearing from you!

More about us

If you’d like to hear about how we’ve helped other customers reach their goals, you can read our WOMO reviews here – https://www.wordofmouth.com.au/reviews/bee-finance-savvy-miranda

You may also enjoy – https://beefinancesavvy.com.au/professionals-borrow-90-no-mortgage-insurance/

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