• November

    20

    2016
  • 636
  • 0
Have you got a default and need a home loan?

Have you got a default and need a home loan?

default home loanIn this day and age it can happen to anyone of us – a dispute with your mobile phone company can often see the corporate giants listing an unpaid default on your credit file.

This can have a tremendous impact on your ability to obtain finance for the next 5 years – even if you end up paying the default and it gets upgraded to paid – it will still appear on your credit file and impact the way lenders look at you.

Fortunately there are some lenders who will overlook instances like this, depending on how much you are looking to borrow, the size of your default, and when it was listed and paid.

It can become trickier if you need to borrow over 80%, however there are still some lenders whom will accommodate your requirements.

Rather than applying aimlessly – which makes matters much worse, it is vital that you speak to someone whom can guide you, and liaise on your behalf, asking the right questions, to ensure you are on the right track to getting your loan approved.

As we work with a variety of lenders, we aim to get it right the first time, whereas you may find that your local bank could encourage you to just put the application in and hope for the best, as they have no where else to guide you, since they only work for the one bank.

If you have a tricky financial situation and would like your application to be treated with care and consideration, contact us at Bee Finance Savvy on 1300 140 554, or enquiries@beefinancesavvy.com.au

See what other happy customers have said about us here –

https://www.womo.com.au/reviews/Bee-Finance-Savvy-Miranda

You may also enjoy – https://beefinancesavvy.com.au/want-a-no-fuss-low-doc-home-loan/

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