Many clients come to us, wishing to purchase an investment property. This may be for their first property, or their second, or even more. How lenders assess how much you can borrow When we look at how much you can borrow for an investment property, we look at calculations used across various lenders. When working
We see a lot of varied goals here, and purchasing property without your spouse is one of them. Why would you buy property without your spouse? There are multiple reasons that a husband may wish to purchase without his wife, or a wife to purchase without her husband. Perhaps one party already owns multiple properties
It’s great to get a pre approval in place before you buy a property. It’s not always easy to be confident with your pre approval though. There are some varying degrees of approval. Why you need to check if your pre approval is valid One issue is whether your pre approval has been fully assessed,
It can be hard to get a home loan after bankruptcy. If you have previously been through a divorce or another life changing event, this may have had a negative impact on your financial situation. What can be done if I need a home loan after bankruptcy? Its not entirely uncommon today, for people to
Worried about house price changes? You aren’t alone. In a recent survey, more than 60% of Australians were worried about losing money on their property. A similar number of people, were concerned about owing more than their property was worth. Almost half of those surveyed said they regretted how much they’d paid for their property.
We provide expert advice to help you purchase your next home, or to refinance when your needs have changed. We stay up to date with dozens of lender policies. This can save you hours of hunting around, looking for the best options. Leave that to us!