If you are a first home buyer, it can really benefit you to be aware of some of the first home buyer benefits. What offers are available for first home buyers? There are a variety of offers available to assist first home buyers to get into their home sooner. This will vary from state to
Usually when people apply for a home loan, they are seeking a 30 year loan term. However, lenders don’t tend to advertise their requirements for home loans for people over 45. Many lenders are now seeking an exit strategy to demonstrate how your loan will be paid upon retirement. This can leave people in a
Are you self employed and thinking about getting a home loan? Lenders will vary greatly in the way they treat self employed applicants. There are a variety of factors involved in a self employed application. They are often more complex than home loan applications for those whom are payg. Why Self Employed Applicants Need
If you have a property with equity, and have ended up with a little more unsecured debt than you would like, than you may wish to look to consolidate your debts into your home loan. What Are The Benefits Of Consolidating Your Debts? We all know that credit card debt and personal loans can have
It can be difficult to get the home loan you want, when your income includes penalty rates. Not all lenders will view this income the same way. What is the issue with penalty rates? In recent months and years, there has been a variety of measures taken by lenders, that can reduce how much applicants
If you have less than a 20% deposit, its important to know if your home loan savings counts as per lender criteria. Why wouldn’t my savings count? There are many reasons that a lender may not count your savings as genuine. If you have less than a 20% deposit, in general, than stricter criteria may
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