So you started up a new business and things are going well. So well that you’re thinking of getting a car for your business. There’s just one problem. You haven’t done your tax returns yet. This is a problem that many business owners face in the earlier stages.
As mortgage brokers, we’re often asked exactly what it is that we do. Many people don’t know what the benefits are of using a finance broker, instead of going straight to a bank. One of our most important roles at Bee Finance Savvy, is maximising our customers’ borrowing capacity.
A lot of Australians have misconceptions about home loans. A recent housing affordability survey by Core Logic has highlighted some of those myths. Many Aussies are worried about their ability to save up a deposit. But a whooping 58% of people surveyed think that a 20% deposit is required for a home loan.
Maternity leave can be an exciting time. With a baby on the way, many couples decide it’s time to buy a new home for their growing family. Applying for a home loan while on maternity leave can be challenging.
It’s even more stressful if the purchase was planned before bub was on the way. For example, you may have signed an off the plan contract before, getting pregnant, and now urgently need to secure a home loan.
At Bee Finance Savvy, we often have self employed clients who need a home loan. Some have their own proprietary limited company. Often their income alone isn’t enough to service the home loan they want. Many people think that they can just add their company profits to their income in the loan application. But this isn’t as straightforward as you might think.
We are committed to changing the face of finance brokers. We know how important your goals are, and understand the importance of getting the most out of your loan, without paying unnecessary interest or charges. Our goal is to help you, within your own unique situation, to achieve the greatest savings possible.