If you have investment property/s, then having lenders calculate rental income for your next property application is essential. It is only natural that customers will not be aware how lenders calculate rental income, but this is a vital piece of the puzzle. Why Lenders Calculate Rental Income Whether your applying for a home loan, or
Are you a property owner, planning on making another purchase? You may want to use equity from your current property as a deposit for the next one. This is also known as getting “cash out” for a deposit. While this is a relatively common process, it can also be a complex one. A little planning and forethought can go a long way to making it easier.
During the last year buy now, pay later services, such as Afterpay and Zippay, have become very popular. Many people find these services very helpful for paying off appliances, clothing and more. But did you know that they can affect your home loan application.
A new home is usually the most expensive people buy. This means that their home loan deposit, is likely the largest sum of money they’ll have to save. This can make the process of saving up for your deposit seem rather daunting. But small changes to your savings habits can make all the difference.
We provide expert advice to help you purchase your next home, or to refinance when your needs have changed. We stay up to date with dozens of lender policies. This can save you hours of hunting around, looking for the best options. Leave that to us!