Most people realise their bank statements are an important part of their home loan application. But what they don’t realise is what lenders are looking for in their statements. Lenders aren’t just looking for regular paychecks, or a good history of saving. There are lot of things lenders look for your statements – and they can cause big problems.
As everyone knows, it can be hard to break into the property market in Australia. This is one reason why many people are choosing to buy property with their siblings, rather than alone. There are several benefits to this, as well as a few extra complications.
When people want a home loan consult, they might get on the phone, or head to a local bank. But it can be frustrating, standing around in a long queue at bank, just to ask some simple questions about getting a home loan. Being stuck on hold for the same reason can be equally painful.
Buying a home and having children are two big moments in many peoples lives. But what happens when these two events come together? It can be hard to getting a home loan, or refinance one when you’re on maternity leave. Preparing for the arrival of your baby, and spending time with your newborn, is precious. That’s why at Bee Finance Savvy, we try to keep the process of applying for a home loan on maternity leave as simple, and stress free as possible.
Many people plan on buying an investment property, and save hard for their deposit. If this is your goal, it’s important to make sure your investment property deposit is big enough. Changing lender rules have had a big impact on how much investors have to save.
We are committed to changing the face of finance brokers. We know how important your goals are, and understand the importance of getting the most out of your loan, without paying unnecessary interest or charges. Our goal is to help you, within your own unique situation, to achieve the greatest savings possible.