If you are self employed and looking to purchase a home or refinance, it is important to know how lenders will view your income, as it is usually not as straight forward as you may think. How Do Lenders View Self Employed Applicants First of all, for a mainstream lender to consider your self employed
According to a recent survey, nearly 70% of Australians have experienced a challenge in the home loan process, with more than a quarter citing they are delaying buying a home because of this. Why Are Australians Finding It Confusing? Over half of the respondents stated they found challenges with the actual application process, such as
If you are looking to refinance your existing property and your name has changed since you originally purchased, there are some extra steps involved to ensure everything runs smoothly. When Do Names Change After Purchasing Property? The most common reason that someones name would have changed since they purchased a property, is of course due
Great news for those wishing to enter the property market, or for those wanting to refinance . What Is An Assessment Rate? When you apply for a home loan, whether to purchase or refinance, each lender will look at your income and expenses to determine how much you can borrow. However, they all have their
If you are looking to buy property and you are on a spousal visa, it is important to know that your eligibility can vary widely from lender to lender. Can someone on a spousal visa in Australia get a home loan? The answer is yes. However, your eligibility can vary based on how long you
Applying for a home loan as a single parent can be challenging. Whether you are looking to refinance, or to buy a new place for your family. Having one wage to look after all your expenses can be daunting. If you receive income support such as family tax benefit or child support this can help.
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