According to a recent survey from a major Australian bank, over 50% of respondents do not understand key mortgage concepts such as equity, offset account or refinance. What Do These Terms Mean? Equity refers to the value in your property that you personally own. This is calculated by taking the value of your property and
According to new research conducted by Core Data, two fifths of Australians are feeling pressured to keep up appearances and this is coming as a sacrifice to forgo property ownership . Saving Up A Deposit No doubt, saving up a deposit is one of the hardest parts towards getting into the property market. Many Australians
Are you wondering what is the difference between seeing a broker for your Home loan, vs going into a bank? Product Choice One of the biggest differences in seeing a broker is in product choice. We have access to and knowledge of processes and policies for over 30 lenders. There is a wide variety of
According to a recent survey from a major Australian lender, 81% of respondents would use a mortgage broker when upgrading their home. The financial side of selling and buying can be quite stressful, so a little help can go along way. Selling and Buying In most cases, if you are looking to upgrade your home,
Getting a home loan pre approval is the first important step to take before starting on your property hunting journey. However, it is important to ensure that you are likely to qualify for the home loan you are applying for, before putting your application in. What Is Credit Scoring Lenders will assess information about you
If you are a first home buyer, it can really benefit you to be aware of some of the first home buyer benefits. What offers are available for first home buyers? There are a variety of offers available to assist first home buyers to get into their home sooner. This will vary from state to
We provide expert advice to help you purchase your next home, or to refinance when your needs have changed. We stay up to date with dozens of lender policies. This can save you hours of hunting around, looking for the best options. Leave that to us!