They say elephants never forget – well neither do lenders. Most people realise that your credit history affects your ability to get a home loan. However, your long past experiences and interactions with individual lenders can have an impact on home loan applications now.
At Bee Finance Savvy, we recommend that our customers get pre approval for their home loan as soon as possible. This avoids a lot of unnecessary problems and provides peace of mind. Afterall – everyone wants their home buying experience to go as smoothly as it can! Sometimes though, changing lender policies can have an
Many people have a combination of personal loans, credit cards, car loans, HECS debts and the like. So when it’s time to list them all on a home loan application, it’s easy to forget one or two. But this innocent mistake can have dire consequences.
Are you a property owner preparing to buy your next property? Many people in this situation choose to get their deposit by taking cash out of an existing property. While this is a common choice, it does need some careful planning to make it work.
If you’re getting a home loan, it’s obviously important that you’re communicating well with your broker. But what about your solicitor? It’s very important that you and your solicitor are both on the same page. Effective communication with your solicitor goes a long way toward making sure your home loan goes smoothly.
We are committed to changing the face of finance brokers. We know how important your goals are, and understand the importance of getting the most out of your loan, without paying unnecessary interest or charges. Our goal is to help you, within your own unique situation, to achieve the greatest savings possible.