It can be challenging to get a home loan, when you are employed on a contract basis. Many lenders will not accept this type of income, whilst others have strict guidelines before they will do so. What is the issue with contract employment? Whilst it is becoming increasingly common for employers to hire on a
If you are looking at buying a home or investment property, or refinancing a current property loan, you would be aware that your income and expenses is one of the most crucial factors regarding how much you can be approved for. However there are other factors involved that lenders will look at, such as your
A recent Australian survey has found that 17% of home owners have borrowed against their home for items such as home renovations, school fees and holidays. Is borrowing against your home a good idea? For those who have purchased recently, using a small to moderate deposit, than borrowing against your home may not be a
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