I’ve seen a lot of things go wrong when clients have gone directly to the bank – coming to me to help them out of their dilemma. Whats surprising is, many of you wont even know you have a dilemma, or that you have other options because your bank wont tell you! I’m not just
Nowadays, everyone knows that when you are looking to buy a house, the first step is to see how much you can borrow and what sort of interest rate you can get. The problem for many though, is that once you approach the bank, they will likely convince you to submit an application on the
If you’ve just read our article Diversifying amongst multiple banks can be your best option, then you know all about the first reason that the banks WILL NEVER TELL YOU, why it can be safer to diversify. Unless you are a high net worth client, and even then, in some cases, chances are that LIFE
The danger behind this all too common occurrence, is that in this day and age LIFE HAPPENS. Your bank may woo you with promises of extra benefits or reduced fees if you roll ALL of your banking across to them – all your home and investment loans, your vehicle loans, savings accounts and business transactions,
Only 46% of households are able to save each month, according to a recent survey by Me bank. 42% are breaking even and 12% are over spending by drawing on savings or loans or home equity. This is why it is more important now than ever, to ensure that your loans are structured in a
Are you insane you say! Of course you wouldn’t. Yet that’s exactly what many of you are doing. Going straight to your bank, for your so called “options” is hardly an option at all these days. Your bank is not going to tell you if a competitor has a better product. Convenience, is one of
We provide expert advice to help you purchase your next home, or to refinance when your needs have changed. We stay up to date with dozens of lender policies. This can save you hours of hunting around, looking for the best options. Leave that to us!