You may be surprised to know that there are options for you if you are wanting to apply for a home loan and you have credit impairment such as defaults, court judgments, and even previous bankruptcies.
For some of us, life hasn’t always gone without bumps. It’s possible that you may have had a negative experience that could have led to you having a bad credit event, being defaulted by a phone or credit card company, or even as far as receiving a court judgment.
If you have bad credit, a default or court judgment, chances are you have heard about credit repair companies. You may believe that you will be unable to obtain a loan until you pay one of these credit repair companies thousands in fees, but this is not always the case. With an extensive background in
Credit scoring is the term used to describe a complex system that many banks and both mortgage insurance companies have derived, to assist them to better decide whether they want to approve your loan. It is a highly complex system that no-one fully understands, apart from the developers of the system. And the banks and
Car finance has come along way in recent years. As has the credit scoring system – a reflection of your financial history that is available for all potential lenders to view. You are probably quite aware if you have a default on your credit file – it may be a simple phone bill that you
The process of getting a loan can be quite nerve-racking, as we generally apply for a loan once we have our hearts and minds set on a goal. It does not matter if it is a personal loan, or if you are trying to get a loan for your business. You have to give a
