No deposit? A parental guarantee might be the solution
Do you want to buy a property, but have no deposit? A parental guarantee may be an option for you. At Bee Finance Savvy, we often work with clients in this situation.
Home sweet home – first home owner finance
- June
25
2018 - 726
- 0
- June
- May
28
2018 - 688
- 0
- By admin
- In Bee Savvy - Getting the most out of your loan, Home sweet home - first home owner finance
A helping hand for first home buyers
Buying a property is always a big step. But this process can be even more daunting for first home buyers. For a first home buyer, the process is new and unfamiliar. It can also be a little more complicated, by things such as the first home owners grant. There are also things like eligibility for stamp duty concessions to consider.
- May
- January
29
2018 - 1102
- 0
- By admin
- In Bee Savvy - Getting the most out of your loan, Home sweet home - first home owner finance
Getting a home loan when your deposit was a gift
It’s notoriously hard to get into the Australian property market. With rising prices, saving up that all important deposit, can be hard. So it’s no wonder that many younger people get a little help from their families. Often this is in the form of a financial gift, which is used as a home loan deposit.
- January
- January
4
2018 - 907
- 0
Will your first property purchase be owner occupied, or an investment?
The prospect of buying your very first home is an exciting one. There are so many factors to think about. Of course, one of the main considerations is price. The amount you can afford will have a large bearing on your choice of property.
- January
- December
30
2017 - 1181
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The importance of getting your pre approval early
Today, we’d like to talk about the importance of getting an early pre approval. Often clients come to us needing urgent property finance. They may have signed a contract months, or even a year earlier. This is common with off the plan, or unregistered land purchases. People lose track of time, or think getting finance will be easy. So they leave it to the last minute.
Unfortunately, this can lead to a lot of stress.
- December
- November
30
2017 - 917
- 0
- By admin
- In Home sweet home - first home owner finance, Tricks of the trade - how banks fool borrowers
That great home loan interest rate probably has strings attached
If you ask people what they want in a home loan, a good interest rate is probably high on the list. Lenders may use a great interest rate to attract customers. This happens so often, that many people think the interest rate is the most important thing about the loan.
- November
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