A recent Australian survey has found that 17% of home owners have borrowed against their home for items such as home renovations, school fees and holidays. Is borrowing against your home a good idea? For those who have purchased recently, using a small to moderate deposit, than borrowing against your home may not be a
Most people are aware that having too many unsecured debts, such as credit cards or personal loans, can have an impact on your ability to obtain the home loan you desire. Why The Amount You Can Borrow Will Drop Lenders are required to establish whether you can afford a home or investment property loan, before
For many first home buyers, buying an investment property may be on your to do list, rather than moving straight in to your own home. It may be difficult to know how or where to get started on this journey. Where Should I Start? If you are wanting to buy your first investment property, perhaps
According to a recent survey from a major Australian bank, over 50% of respondents do not understand key mortgage concepts such as equity, offset account or refinance. What Do These Terms Mean? Equity refers to the value in your property that you personally own. This is calculated by taking the value of your property and
According to new research conducted by Core Data, two fifths of Australians are feeling pressured to keep up appearances and this is coming as a sacrifice to forgo property ownership . Saving Up A Deposit No doubt, saving up a deposit is one of the hardest parts towards getting into the property market. Many Australians
Are you wondering what is the difference between seeing a broker for your Home loan, vs going into a bank? Product Choice One of the biggest differences in seeing a broker is in product choice. We have access to and knowledge of processes and policies for over 30 lenders. There is a wide variety of
We provide expert advice to help you purchase your next home, or to refinance when your needs have changed. We stay up to date with dozens of lender policies. This can save you hours of hunting around, looking for the best options. Leave that to us!