Due to the housing crisis, the NSW government has launched a new initiative to make things easier for first home buyers. It includes stamp duty exemptions, and concessions on some property purchases by first home buyers.
Many lenders typically market their loan products to younger people. But people over 50 often need home loans of one type or another.
They might want to purchase a new property, perhaps in order to downsize or be closer to family. Or they might just want to refinance their existing home loan.
It’s so easy now to apply for a personal loan. A Google search for “personal loan” will provide many results. You’ll see an array of search results telling you how easy it is to apply with various lenders. So you might think that there’s no point going to a broker for something as “easy” as a personal loan.